CHIBITAINMENT

Cyber Monday is now giving Black Friday a run for its money in terms of consumer interest — but that doesn’t mean the deals are worth shopping. This year, 56% of Americans plan to shop online on Nov. 27, Cyber Monday, up from just 39% a year ago. And they’re spending more this year. On average, shoppers will dole out $205 buying presents on Cyber Monday, up from $130 in 2016, according to deals website RetailMeNot. Apparel discounts lead the way with consumers: 40% of Americans plan to buy clothing on the Monday following Thanksgiving. And that’s a good thing, since retail experts agree that these are some of the best discounts during the retail sales event. But not all sales are created equal. Here is what experts suggest consumers avoid buying on Cyber Monday.

When you look at the complexities that go into making a physical dollar bill it’s plain to see why most people don’t start trying to print a new form of currency every day, but making a new digital currency is surprisingly easy for someone with even basic coding skills. But coding isn’t the only step to getting your digital currency off the ground. Here are the five steps you should follow according to the makers of three cryptocurrencies.